Products & Services
SFPL provides loans to the poor entrepreneurs (only women) for income generation activities following the group-lending approach. The loan products comprise of both Group Loans and Individual Loans. The following table describes about the different features of the Loan product offered by Sambandh
Loans for Group Members
| Name of the Product | Product brief | Loan Size (INR) | Rate of Interest | Loan Tenure |
| SARAL (Own Portfolio) | Loan extended to low-income women entrepreneurs for income generating activities in a JLG. | 10000-50000 (multiples of Rs.5000) | 24.53% p.a. reducing principal balance | 12/18/24 months |
| SUVIDHA (IDBI) | Loan extended to low-income women entrepreneurs who are members of an SHG | 10000-40000 (multiples of Rs.5000) | 23% p.a. reducing principal balance | 12 months |
| SUVIDHA (YBL) | Loan extended to low-income women entrepreneurs who are members of a JLG | 12000-36000 (multiples of Rs.3000) | 24% p.a. reducing principal balance | 12/18/24 months |
| WATSAN | Loan extended to the existing clients of a group for construction of toilet | 15,000-20,000 | 21% p.a. reducing principal balance | 12/18/24 months |
| SUGRIHA- HOME IMPROVEMENT LOAN (HIL) | Loan extended to the existing clients for improvement in a residential property | 50,000-1,00,000 (multiples of Rs.5000) | 24% p.a. reducing principal balance | 24/30/36 months |
| SAKSHAM LOAN (MSME) | Loan extended to the existing clients to enable them to develop small business activities | 40,000-10,00,000 (multiples of Rs.5000) | 24% p.a. reducing principal balance | 12/24/36 months |